I couldn't figure it out. Someone had gotten hold of my credit card/debit card info, and made some purchases on my account - on a fairly NEW card! And they even knew the security code on the back of the card! And this time it triggered overdraft fees over $200!
In fact it was the second time this had happened in less than 6 months. What was going on?
I asked the bank rep how someone could have gotten my info. She was very vague and evasive, and said "they have ways."
I thought back to credit card scams I'd heard about - people walking by and zapping your info using a computer device (possible). Swiping my card at a gas station and having a hidden reader embedded at the pump (possible but less likely). Nothing really seemed to add up. Until today.
As I was getting ready to pay a bill, I found myself *almost* using my cell phone!
Folks, I can't be certain, but getting hit twice in 6 months suggests the following concept:
NEVER EVER use your cell phone to give account numbers or sensitive info!
It's not worth it, and it's definitely possible for people to hack into and listen to cell phone conversations (you HAVE had the experience of hearing someone else's conversation bleed over into yours while on a cell, right? Haven't you?).
In any case, a word to the wise.
Now let's get on with running the world!